If you wondering how to pay for in-home care, please keep in mind that there are many options available to you. Based on your loved ones situation is it critical that you take the time to research the options below to find the most effective option to pay for care.

 

Private Pay 

 

Individuals may pay for home care privately on a two week pay schedule by using check, money order, debit or credit cards, when they don't qualify for Medicaid, veterans' benefit or have long term care insurance. There are commons ways to achieve the funds needed to cover private pay expenses such as; social security benefits, pensions, savings, a home equity loan, or reverse mortgages. We also have additional resources listed below to help reduce the financial burden of caring for a loved one.

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Long Term Care Insurance

 

The first step is to determine if he or she has a long-term care insurance plan. Most policies cover home care but not all.  Home care coverage depends on the terms and conditions of the individual policy. To learn more, give us a call at 1-866-757-5858 to discuss your long term care policy. 

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Veterans Benefits - Helping those who served

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At Our Hearts Home Care, we are proud to offer benefits for veterans seeking our home care services. The Veteran Affairs Aid & Attendance Pension program offers qualifying individuals and their families a better way to receive a caregiver so many hours per month. This program is designed to help veterans and their surviving spouses. If you’re ready to apply for veterans’ benefits, reach out to us so we can connect you to our partners to get your care started. Our offices have partnerships with VetAssist and can help you get in touch with them. They will provide you with all the information you need to apply for benefits. If you are eligible, Our Hearts Home Care will be more than happy to work with you and your family. 

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Medicaid Programs

 

If you qualify for Medicaid, this can keep you comfortably at home, currently we are a Aetna Medicaid provider. Please note, there are state-specific initiatives and programs that will help cover the cost of in-home care. 

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Agency for Persons with Disabilities  

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We are a APD provider, which is designed to promote and maintain the health of eligible individuals with developmental disabilities, to promote medically necessary support and services to delay or prevent institutionalization, and foster the priniciples and appreciation of self-determinization. Currently we offer respite, home care, and nursing services under the APD program.